Looking for a Stripe alternative for adult content?
Stripe's published policy lists adult content and services as prohibited businesses. RazPay accepts applications from adult businesses and reviews each one individually.
- No setup fee
- No monthly fee
- Processing fee from 5.2%*
* The processing fee for high-risk products is 10%–13%.
Merchant review is required. Approval is not guaranteed.
Why adult merchants need a Stripe alternative
Stripe's Prohibited and Restricted Businesses list (last updated 2026-09-22) prohibits adult services and "pornography and other mature audience content". Adult merchants therefore need a different card route for that part of their business.
Keep Stripe for what it allows — add RazPay for the rest
Many businesses sell both mainstream and adult products. RazPay does not ask you to move everything: you can keep your existing provider for permitted products and add RazPay as an additional Visa / Mastercard route for the products other providers decline.
- No setup fee and no monthly fee
- Processing fees from 5.2% (10%-13% for high-risk products)
- Payment links, email payment links or API
How the payment works
Customers pay by Visa or Mastercard and purchase an NFT of the same value, which is exchanged for your product or service in real time. Payments are processed in MYR and merchant settlement is paid in BTC.
How RazPay works
- Customer pays by cardVisa or Mastercard on a secure checkout.
- Same-value NFTThe customer purchases an NFT of the same value.
- Exchanged in real timeThe NFT is exchanged for your product or service.
Fees & settlement
| Setup fee | $0 |
|---|---|
| Monthly fee | $0 |
| Processing fee | From 5.2% (high-risk products 10%–13%), quoted after review |
| Processing currency | MYR (Malaysian ringgit) |
| Merchant settlement | BTC · month-end closing, paid at end of following month |
Frequently asked questions
Is RazPay affiliated with Stripe?
No. RazPay is an independent service. Stripe is a trademark of its owner and is mentioned only to describe its public policy.
Can I use RazPay and Stripe together?
RazPay can be added alongside any current provider. Please follow each provider’s own terms for the products you sell through it.
Will my adult business be approved?
Adult businesses can apply, but approval is not guaranteed. We review content, sales model and operating controls individually.
Related pages
Add one more card route you can actually use.
No setup fee and no monthly fee. Start with a merchant review.
Apply for RazPay Merchant ReviewMerchant review is required. Approval is not guaranteed.