High-ticket card processing for sales you are losing to bank transfer
When a large order can only be paid by bank transfer, many customers never complete it. RazPay adds a Visa / Mastercard route for high-ticket products and services, reviewed individually.
- No setup fee
- No monthly fee
- Processing fee from 5.2%*
* The processing fee for high-risk products is 10%–13%.
Merchant review is required. Approval is not guaranteed.
The real comparison is not 3% versus 13%
If a sale cannot be paid by card, the revenue is zero. For a USD 5,000 programme, even a higher processing fee leaves most of the sale in your hands — whether that works depends on your margins, so we quote your rate after review.
Suited to
- Coaching, consulting and premium memberships
- Digital products and online courses
- Experiences and services sold by email or chat
Keep your current setup
There is no need to change provider. Send an email payment link after a sales call, or place a payment link next to your existing checkout.
- No setup fee and no monthly fee
- Processing fees from 5.2% (10%-13% for high-risk products)
- Settlement in BTC, month-end closing, end of following month
How RazPay works
- Customer pays by cardVisa or Mastercard on a secure checkout.
- Same-value NFTThe customer purchases an NFT of the same value.
- Exchanged in real timeThe NFT is exchanged for your product or service.
Fees & settlement
| Setup fee | $0 |
|---|---|
| Monthly fee | $0 |
| Processing fee | From 5.2% (high-risk products 10%–13%), quoted after review |
| Processing currency | MYR (Malaysian ringgit) |
| Merchant settlement | BTC · month-end closing, paid at end of following month |
Frequently asked questions
Is there a maximum ticket size?
Limits are set during review according to your business and sales history.
Do you accept information products?
Applications are accepted. We review sales pages, refund terms and claims carefully; misleading or "get rich quick" offers are not eligible.
How fast can I start?
After approval and account issuance. Timing depends on the documents and review.
Related pages
Add one more card route you can actually use.
No setup fee and no monthly fee. Start with a merchant review.
Apply for RazPay Merchant ReviewMerchant review is required. Approval is not guaranteed.