Payment processor account terminated? Get a card route back
A termination can stop all card sales at once. You can apply to RazPay even if another provider has closed your account — we review your business as it is today.
- No setup fee
- No monthly fee
- Processing fee from 5.2%*
* The processing fee for high-risk products is 10%–13%.
Merchant review is required. Approval is not guaranteed.
Apply with the facts
Tell us which provider closed the account and why, if you know. Terminations for category reasons are common in adult and high-risk industries and do not automatically disqualify you.
Terminations for fraud, excessive disputes or illegal activity are different: those businesses are unlikely to be approved, and we do not help anyone avoid card network rules.
Never depend on one route again
Holding a RazPay account costs nothing in fixed fees. Even after you restore your main processor, a second card route keeps sales going if it happens again.
- No setup fee and no monthly fee
- Use alongside any current provider
- Payment links can go live without website changes
What to prepare
- Company and representative identity documents
- Your most recent financial statements
- Sales site, products and refund / cancellation terms
How RazPay works
- Customer pays by cardVisa or Mastercard on a secure checkout.
- Same-value NFTThe customer purchases an NFT of the same value.
- Exchanged in real timeThe NFT is exchanged for your product or service.
Fees & settlement
| Setup fee | $0 |
|---|---|
| Monthly fee | $0 |
| Processing fee | From 5.2% (high-risk products 10%–13%), quoted after review |
| Processing currency | MYR (Malaysian ringgit) |
| Merchant settlement | BTC · month-end closing, paid at end of following month |
Frequently asked questions
Can I apply right after a termination?
Yes. Please describe the situation honestly in your application; it is part of the review.
Is approval guaranteed?
No. Approval depends on the review.
What does it cost?
No setup fee and no monthly fee. Processing fees start from 5.2% (10%-13% for high-risk products).
Related pages
Add one more card route you can actually use.
No setup fee and no monthly fee. Start with a merchant review.
Apply for RazPay Merchant ReviewMerchant review is required. Approval is not guaranteed.